FAQ – PaydayLoans-CashAdvances.com

What is a Payday Loan?

A payday loan is a short term unsecured loan taken out by a borrower and due on the next payday.

What are the minimum requirements to apply for a loan?

  • 18 years or older
  • Employed or Regular Income
  • United States Citizen or Permanent Resident
  • Valid Email Addresss
  • Working Home and Employment Telephone Number
  • Active Checking or Savings Account

How Do I Get A Payday Loan?

Simply fill out our quick and easy online application and click submit. From there you will be matched with a low cost lender in the network.If you agree to the rate and terms simply e sign the loan documents and return them to the lender. If you are not satisfied with the rate and terms simply do not sign the loan documents and reapply.

How Long Do I Have to Repay The Loan?

Normally a payday loan is due on your next payday. Most lenders will extend your loan for a small fee.

How Will I Receive My Cash?

Your cash will be wired by direct deposit by your lender.

How Fast Can I Get My Money?

The lender will process your loan immediately and your funds will be deposited in your account by the next business day. If it’s a holiday or weekend then the deposit will be made the following business day.

What Hours Is This Service Available?

Our service is available 24 hours a day 7 days a week.

What Are The Loan Fees On A Payday Loan?

The Fees involved will depend on the lender you are matched with. Our lenders provide some of the most competitive rates against other online lenders and in store.

What If I’m On A Fixed Income?

As long as you have a regular source of income a lender  may be able to provide yo with a loan. Enter the benefit provider as your employer and how many months you have been receiving benefits.

What If I Don’t Have A Drivers License?

If you don’t have a drivers license enter your social security number or pass port.

Do I Need To Fax Anything?

You will not be asked to fax anything unless the lender has trouble trying to verify things on your application.

Does PLCA Do Credit Checks?

PLCA  does not do credit checks and our lenders don’t do traditional credit checks.. They may however use other agencies to verify your identity and past loan history.